Find answers to all your questions regarding car accidents and claim management.
Ensure safety first by checking for injuries and moving to a safe location. Exchange information with other parties, document the accident scene with photos, report the accident to the police and your insurer, and seek medical attention if needed.
An accident management company handles your claim directly with the at-fault party's insurer, allowing you to avoid excess charges and protect your no-claims bonus, whereas claiming through your own insurer might increase your premiums.
Collect evidence such as photos, witness statements, dashcam footage, and police reports. An accident management company can assist in proving liability.
Even if it wasn’t your fault, your premiums may still increase. Using an accident management service can help prevent this and ensure full cost recovery from the at-fault party.
By using an accident management company, they claim directly from the at-fault party’s insurer, helping you avoid paying excess fees.
Using an accident management company ensures that your claim does not go through your insurer, preventing any impact on your no claims bonus.
The driver who failed to yield or violated a traffic rule (e.g., running a red light) is usually at fault. Investigations and witness statements help determine liability.
In most cases, the driver in the rear is at fault for not maintaining a safe following distance. However, sudden stops or brake malfunctions can also be factors.